:root { --primary: #1a2a6c; --accent: #b21f1f; --gold: #fdbb2d; --text: #333; --light: #f4f7f6; }
* { box-sizing: border-box; margin: 0; padding: 0; }
body { font-family: 'Segoe UI', Roboto, Helvetica, Arial, sans-serif; line-height: 1.6; color: var(--text); background: #fff; }
.container { max-width: 1100px; margin: 0 auto; padding: 0 20px; }
header { background: #fff; padding: 15px 0; border-bottom: 1px solid #ddd; position: sticky; top: 0; z-index: 1000; }
nav { display: flex; justify-content: space-between; align-items: center; }
.logo { font-size: 1.5rem; font-weight: bold; color: var(--primary); text-decoration: none; display: flex; align-items: center; gap: 10px; }
.logo img { width: 35px; height: 35px; }
.nav-links a { margin-left: 20px; text-decoration: none; color: var(--primary); font-weight: 500; }
.hero { background: linear-gradient(rgba(26,42,108,0.8), rgba(26,42,108,0.8)), url('images/hero.jpg') center/cover; color: #fff; padding: 100px 0; text-align: center; }
.hero h1 { font-size: 3rem; margin-bottom: 20px; }
.btn { display: inline-block; background: var(--gold); color: #000; padding: 12px 30px; text-decoration: none; border-radius: 5px; font-weight: bold; transition: 0.3s; border: none; cursor: pointer; }
.btn:hover { background: #e0a726; transform: translateY(-2px); }
.section { padding: 60px 0; }
.grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 30px; }
.card { background: var(--light); padding: 30px; border-radius: 8px; text-align: center; border-top: 5px solid var(--primary); }
.pricing-card { border: 1px solid #ddd; padding: 30px; border-radius: 10px; text-align: center; background: #fff; }
.pricing-card.popular { border: 3px solid var(--gold); transform: scale(1.05); }
.form-container { background: var(--light); padding: 40px; border-radius: 10px; max-width: 600px; margin: 0 auto; }
input, textarea { width: 100%; padding: 12px; margin: 10px 0; border: 1px solid #ccc; border-radius: 4px; }
.trust-layer { background: #eee; padding: 30px 0; font-size: 0.8rem; border-top: 1px solid #ccc; margin-top: 50px; }
footer { background: var(--primary); color: #fff; padding: 40px 0; text-align: center; }
.cookie-banner { position: fixed; bottom: 20px; left: 20px; right: 20px; background: #fff; border: 2px solid var(--primary); padding: 20px; z-index: 2000; border-radius: 8px; display: none; box-shadow: 0 10px 30px rgba(0,0,0,0.2); }
.skip-link { position: absolute; top: -40px; left: 0; background: var(--accent); color: white; padding: 8px; z-index: 10000; transition: top 0.3s; }
.skip-link:focus { top: 0; }
@media (max-width: 768px) { .nav-links { display: none; } .hero h1 { font-size: 2rem; } }